The findings of the report of a parliamentary committee set up to look into issues related to cyber security are disturbing that cyber crimes have tripled in the last three years in india.
The number of people who have become victims of cyber crimes has reached lakhs. This report is shocking that twenty lakh people in the country became victims of cyber fraud.
About two and a half thousand crore rupees have been cheated from these people. Instead of calling it cheating, it should be called loot.
It is unfortunate that people’s hard-earned money is lost in a matter of seconds.
Our digital security layer is so poor that out of 100 rupees that were cheated, only eight rupees are returned.
Available statistics show that more than eighty per cent of cyber crimes are committed in just ten cities. One of the reasons for this is that due to lack of literacy rate in villages and remote areas and hesitation towards insecure digital system, digital transactions are avoided.
In fact, Our policy makers have pointed out the need to adopt digital transactions, but have not given priority to providing adequate security.
Somewhere the weak links of the banking system are also misused by cyber thugs in a vicious manner.
Cyber criminals gain access to people’s accounts through various loop-holes. In fact, in many countries of the world, government patronage is given to cyber attackers. While their targets are diplomatic attacks, their nexus with economic criminals cannot be ruled out.
Cyber criminals from many African countries have come to India and have been found involved in the business of cyber fraud.
In many cyber fraud incidents, the transfer of looted amount to foreign accounts shows that cyber crimes happening in the country are connected to foreign countries as well.
Getting access to whom is like a crooked pudding for the police and cyber crime control department.
But did not give priority to providing adequate security.
In fact, many facts of the parliamentary committee giving report on issues related to cyber security are eye-opening.
Reports suggest that in cyber crime cases, less than two per cent of the victims lodged an FIR.
One of the reasons for registering FIRs is lack of awareness, while there is a general belief among people that the money spent hardly comes back. Then why go to the police-court and buy trouble.
There are allegations that the negligence and corruption prevailing in the system also promotes cyber crimes. Misuse of fake bank accounts is also an example of this, especially to keep the amount of loot away from the grip of the investigating agencies.
On the other hand, due to systematic irregularities, vicious criminals become successful in obtaining fake Aadhaar cards and bank accounts.
In many cases, cyber thugs used Jan Dhan accounts to launder the looted amount. Many street vendors and laborers were made to open accounts by luring them that money for government facilities would come into their accounts.
These criminals have been misusing their accounts and ATM cards. But the question is, why don’t private banks keep an eye on these accounts?
Why don’t they find it unusual that from where and why these lakhs of rupees are coming into the accounts of poor people?
Why suspicious of other account operator person activities not tracked? If the unusual flow of money comes to the notice of the officers and employees of the bank earlier, then cyber criminals can be stopped from grabbing the looted money.
Efforts should be made that cyber criminals do not take advantage of linking bank accounts with Aadhaar card.
Undoubtedly, these incidents of cyber frauds in the country will hamper the achievement of the goals of Digital India.
If the government guarantees cyber security and tightens the noose on criminals, then people’s trust in the digital system will increase.
The need for a strict law is also being felt in this direction.